When businesses decide to submit a merchant account application, there are many other documents that must be included in the process. For most merchants, a business license is one that may or may not play a pivotal role in whether their merchant account application is approved or denied. Trustworthiness What many new business owners fail […]
Just about every business will need a merchant account to operate effectively. A merchant account allows businesses to conduct credit card processing. It provides a business with a special bank account that enables such transactions. A business can increase profits a great deal by signing up for merchant accounts. Unfortunately, some business owners do not […]
Starting a business doesn’t have to be overwhelming. There are some steps to take that tremendously increase the odds of success. Turn ideas into demand, take care of legal and regulatory obligations, as well as caring for customers and employees is important. However, a critical step is to establish merchant accounts and associated credit card […]
Data is extremely valuable. Modern companies need to carefully protect their data from cyber criminals to maintain their business reputation. Here is information on Data Breach Insurance and how it can help your business. Do You Know Who is Viewing Your Data This Second? Businesses collect a wide range of data, including names, addresses and […]
Some stores have a minimum amount that their customers must spend on a credit card before they will allow them to pay for a purchase with a credit card. Some stores set their minimum at $5, and other stores set their minimums at a much higher amount. The reason that some companies do that is […]
In order to do business in the modern world on a competitive level, you need a merchant services partner. Having this partner is the quickest and easiest way to the credit cards and digital payments that the Millennials and upscale consumers are using today. If you have many companies all trying to sell you merchant […]
Mobile credit card processing provides alternative ways for business owners to accept payments. Instead of cash-only payment methods, a small business owner can offer greater convenience for customers who want to use a credit card or a debit card to settle certain transactions. Entrepreneurs who set up merchant accounts may receive a mobile credit card […]
Apple, in recent years, has developed a reputation as being a technology giant and consumer friendly company. In developing new devices and services, they strive to innovate and compete in one of the world’s most difficult economic categories, and demand is high. Their approach to advancing credit card processing is no different. Consumers are accustomed […]
Cash back debit cards are some of the most popular cards that consumers obtain and use today. They are so popular because they allow consumers to earn money while they spend money. Each card company has a different way of distributing the funds that people earn on their cash back credit cards. Companies vary in […]
Accepting credit cards is an essential part of running a modern business. However, many people who open merchant accounts are shocked at the number of fees and costs involved. Here is an overview of the different fees you will likely run into when paying for credit card processing for your business. Discount Rate This is […]
There are four major credit card networks: American Express, Visa, MasterCard, and Discover. Each network decides where debit and credit cards can be used. In addition to these networks, two credit card networks (Discover and American Express) also issue credit cards to consumers. For example, a credit card issued by American Express or Discover will […]
For various reasons, the payments industry continues to live in the past. Decades-old technologies power today’s payment infrastructures. Changing this infrastructure requires time and effort of which the industry has shown no inclination. Then again, more and more companies continue to realize that something needs to change. Even consumers are challenging the industry to move […]
Credit cards and debit cards seem similar visually but are very different cards. Knowing the differences between the two can help shed some light on why they’re treated differently. The different responsibilities involved can affect your finances in different ways, and understanding this can help prevent problems with undesired consequences. To put it simply, credit […]
It is becoming more common for businesses to accept credit cards. That is why if a business does not accept credit cards, their competitor may have an advantage over them. However, there are advantages that come along with accepting credit cards. Here is a list of the numerous pros and cons: Pros More business You […]
Accepting a check by phone is very easy if you know what to do. It’s about as difficult as doing manual credit card processing over the phone, and you’ll be following many of the same steps in regards to collecting information and ensuring that the funds are transferred to your account. Only those with merchant […]
More and more transactions are made each day via credit and debit cards. Credit cards bill the amount of the purchase to your account. Debit cards, are used to withdraw the money from your checking account. For the merchant, the important aspects of credit card sales can involve the processing method and merchant accounts. A […]
If you are looking to take your business to the next level by accepting credit cards for payment, you will need to do some research on merchant account providers. While you may be tempted to do your credit card processing with your bank, you may find that because they do not specialize in this particular […]
According to industry experts, less than 23 percent of all point-of-sale transactions are made with cash. As more and more customers choose to do business with their credit and debit cards, smart merchants are looking at ways to make that payment experience even easier for their customers. Credit card processing for both large and small […]
In order to conduct business in the modern world, you must have a good international merchant account partnership. This is the only way that your business will be able to take credit cards and deal with accounts from different countries in a cost efficient way. There are plenty of ways in which you can choose […]
Choosing between a terminal or mobile swiper can be difficult because some businesses might benefit from both, and there are certain benefits to each that make them completely unique offerings. While they both offer credit card processing, the additional tools and capabilities are very different. Here are the major things that you should consider when […]
It took me a while to decide who I wanted to settle with to handle all of my credit card transactions because every company wants to make it sound like they're offering you the best rates. CreditCardProcessing.com was able compare and beat all of the other offers I received. They were also able to provide me the fairest price on my EMV-compliant terminal. My sales representative and the support team were there to assist every step of the way. Ultimately, I'm looking forward to a long term relationship with this company.
Roland Tran from the Hong Kong Kitchen
It is a pleasure dealing with these folks. Their pricing is fair, their statements are understandable and their employees are knowledgeable and friendly.
John MacMillian from the Great Lakes Baking Company
The service was very professional, my sales person (Steven B.) was very well versed in the product and most helpful in getting our company set up to accept credit cards via my cell phone. Their rates are some of the lowest on the market and their service is unparalleled. I will recommend them to anyone requiring a credit card processing service.
Michael Harper from Deluxe Auto Body
Jonathan C. is wonderful to work with. He is very helpful, accommodating and resolves any issue quickly. It is hard these days to find someone who gives great customer service, but I can say, Jonathan is the best! I would not hesitate to recommend him to any business owner and to assist you in helping to grow your business.
Linda Garner from Regali Da Forno
I called indecisive about getting a device, but speaking to your Sales Consultant completely settled me. He was very professional, knowledgeable and patiently walked me through the process. He always responded to my voicemails and answered all my questions. After I received my merchandise, he called following up to ensure that I had received it. Customer service I would say is 5 stars. Stellar! Thanks Credit Card Processing, I will definitely recommend you.