How Can My Business Start Accepting Credit Cards?

Purchasing items with cash is a thing of the past for many people. A lot of people prefer to use their credit and debit cards to make purchases. Billions of people shop comfortably from their home and paying with cash is not an option in most instances. Here are three things you need to keep in mind in order to start accepting credit cards in your business.

Merchant Account vs. Third-Party

You don’t want your business left behind in ancient times due to the fact your business does not accept credit cards. Make sure you judge your needs according to your business and not your competition. The difference between a merchant account and a third-party account is simple. A merchant account is a business account that enables a business to accept credit card payments with various fees, such as transaction fees. A third-party credit card merchant allows a business to use their merchant account for a fee, but the transaction fees may be lower or higher depending upon the provider you choose. You need to decide which method of accepting credit card payments will best suit your business.

Purchase Necessary Equipment

You may have a merchant account, but without the proper equipment, accepting credit cards is useless. You need to ensure your business has every piece of equipment that is required to accept credit cards without a hassle. In order to accept credit cards, you may need web-programming services and credit card machines to accept credit cards. If you plan on using credit card machines, they have to be professionally installed and set up. There are many different companies that are available to help you with credit card payments. Make sure you choose the correct provider for your company to ensure each transaction is as smooth as possible.

Training and Support

Training and support are essential when it comes to accepting credit cards. Every employee needs to know how the equipment operates and how to utilize its functions. There will be at least one individual who prefers to pay for their item with a credit card. One thing you do not want to do is have a customer wait a long period of time and create a long line. As far as support is concerned, you need to keep all support numbers in a convenient, safe place in case of a mishap. Errors with machinery occur frequently and you should make sure you are prepared for any errors and malfunctions. The better prepared you are, the better chance your business has of recovering from a machine malfunction. Normal wear and tear is expected with machines that are used on a daily basis. You need to have at least two plans and solutions to ensure your company can function in the event of an emergency.



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It is a pleasure dealing with these folks. Their pricing is fair, their statements are understandable and their employees are knowledgeable and friendly.

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The service was very professional, my sales person (Steven B.) was very well versed in the product and most helpful in getting our company set up to accept credit cards via my cell phone. Their rates are some of the lowest on the market and their service is unparalleled. I will recommend them to anyone requiring a credit card processing service.

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