How Heartbleed Vulnerability May Affect Stored Credit Cards

People are distressed about a coding mistake known as Heartbleed, which has derailed security for many online services. There is a lot of confusion and questions as to how it will affect credit card processing and merchant accounts.

Is Heartbleed a Virus?

Heartbleed is an OpenSSL bug, not a virus. It’s an error that occurred in the coding of open source encryption, which potentially allows third parties to eavesdrop on communication or to pull out confidential information. When working properly, OpenSSL protects communication from eavesdropping, but this bug creates a security hole.

It Affects More Than Websites

There is a lot of press about the security breaches occurring on major websites as it causes serious issues for significant amounts of data to be pulled. What people don’t realize is that it also affects other devices, such as laptops, phones and any divide that can get online to connect to other networks.

Does Not Enable Remote Control

Some have been worried that Heartbleed could enable others to control iPhones from remote locations. This so far has not been proven true. The real issue is the possibility of hackers getting access to memory stored on the phones. Most phones have been okay thus far except for the Android 4.1.1., for which Google is releasing patches.

Windows XP Users Won’t Be Affected

There were rumors that XP users would be screwed because Microsoft stated that it would not be supporting Windows XP anymore right around the same time the Heartbleed story surfaced. This may have been a valid concern except for the simple fact that XP doesn’t use OpenSSL.

Major Banks Are Fine

Credit card processing in major banks, such as Wells Fargo and Bank of America, are fine as they do not use OpenSSL. The same is true for major retailers online such as ebay and amazon. Merchant accounts on Paypal are safe as well.

Heartbleed Leaves No Trace

Just because your website or service issued a patch doesn’t mean you’re safe. Heartbleed leaves no trace. If data was stolen before the patch was released you wouldn’t know.

NSA and Heartbleed

Some claim that the NSA has been exploiting the Heartbleed flaw. They deny any awareness of its existence. There is no evidence otherwise.



It took me a while to decide who I wanted to settle with to handle all of my credit card transactions because every company wants to make it sound like they're offering you the best rates. was able compare and beat all of the other offers I received. They were also able to provide me the fairest price on my EMV-compliant terminal. My sales representative and the support team were there to assist every step of the way. Ultimately, I'm looking forward to a long term relationship with this company.

Roland Tran from the Hong Kong Kitchen

It is a pleasure dealing with these folks. Their pricing is fair, their statements are understandable and their employees are knowledgeable and friendly.

John MacMillian from the Great Lakes Baking Company

The service was very professional, my sales person (Steven B.) was very well versed in the product and most helpful in getting our company set up to accept credit cards via my cell phone. Their rates are some of the lowest on the market and their service is unparalleled. I will recommend them to anyone requiring a credit card processing service.

Michael Harper from Deluxe Auto Body

Jonathan C. is wonderful to work with. He is very helpful, accommodating and resolves any issue quickly. It is hard these days to find someone who gives great customer service, but I can say, Jonathan is the best! I would not hesitate to recommend him to any business owner and to assist you in helping to grow your business.

Linda Garner from Regali Da Forno

I called indecisive about getting a device, but speaking to your Sales Consultant completely settled me. He was very professional, knowledgeable and patiently walked me through the process. He always responded to my voicemails and answered all my questions. After I received my merchandise, he called following up to ensure that I had received it. Customer service I would say is 5 stars. Stellar! Thanks Credit Card Processing, I will definitely recommend you.

Sarah Morgan from Vision International Ministries
Call Us Today! (866) 837-0751

© 2016 All rights reserved. Privacy Policy
CREDITCARDPROCESSING.COM, LLC is a registered ISO of Wells Fargo Bank, N.A. Walnut Creek, CA

*Further terms and conditions may apply. Promotion contingent upon's receipt of written competing offer(s).

**Certain restrictions may apply.

Promotional offers brought to you by

Call (866) 837-0751 for details.