Searching Online for a Merchant Account Provider

It is rather easy to search online for a merchant account provider these days, but every business owner should make sure that they are searching for the right kind of credit card processing system that matches up with their business. Some businesses will find that online merchant accounts are all they need to get started, while brick and mortar stores will also need to make sure that they are able to get access to physical credit card terminals with their new merchant account. Here are some of the main things that should be kept in mind when it comes to shopping around for the best merchant account provider.

Stick with Providers Who Have Longevity

One of the most important things to remember when searching for merchant accounts is that some credit card processing providers have been around much longer than others. Instead of going with a new kid on the block who is a relative unknown, it is usually a better idea to stick with someone who has been doing this for a long time.

Find the Right Discount Rate

Different providers are going to have different rates that are usually on a scale where the rate drops as more transactions are processed. It’s important for any business owner to take a look at the discount rate that applies to the amount of revenue that they usually take in on a monthly basis. Some merchant account providers will be better options than others for certain businesses who do not make a large amount of money every month.

Look into Customer Support

One last thing to remember when it comes to searching online for a merchant account provider is that customer support is important. Most business owners are going to have some questions when they are first setting up their new credit card terminals, and it also makes sense to have someone who can be called when something seems to not be working correctly. 24/7 support is definitely a key ingredient to picking out the right kind of merchant account for any business.



It took me a while to decide who I wanted to settle with to handle all of my credit card transactions because every company wants to make it sound like they're offering you the best rates. was able compare and beat all of the other offers I received. They were also able to provide me the fairest price on my EMV-compliant terminal. My sales representative and the support team were there to assist every step of the way. Ultimately, I'm looking forward to a long term relationship with this company.

Roland Tran from the Hong Kong Kitchen

It is a pleasure dealing with these folks. Their pricing is fair, their statements are understandable and their employees are knowledgeable and friendly.

John MacMillian from the Great Lakes Baking Company

The service was very professional, my sales person (Steven B.) was very well versed in the product and most helpful in getting our company set up to accept credit cards via my cell phone. Their rates are some of the lowest on the market and their service is unparalleled. I will recommend them to anyone requiring a credit card processing service.

Michael Harper from Deluxe Auto Body

Jonathan C. is wonderful to work with. He is very helpful, accommodating and resolves any issue quickly. It is hard these days to find someone who gives great customer service, but I can say, Jonathan is the best! I would not hesitate to recommend him to any business owner and to assist you in helping to grow your business.

Linda Garner from Regali Da Forno

I called indecisive about getting a device, but speaking to your Sales Consultant completely settled me. He was very professional, knowledgeable and patiently walked me through the process. He always responded to my voicemails and answered all my questions. After I received my merchandise, he called following up to ensure that I had received it. Customer service I would say is 5 stars. Stellar! Thanks Credit Card Processing, I will definitely recommend you.

Sarah Morgan from Vision International Ministries
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