Detailed Information About Payment Gateways

Businesses can use payment gateways to accept transfers from debit cards, credit cards, checking accounts and alternative online payment processors. Some merchant services providers offer a myriad of extra services that can greatly boost a company’s profits, such as the ability to process mobile payments, accepting gift cards and online marketing services.

The Process

Patrons can place an order on a merchant’s website, but before doing so, most payment gateways require the customer to put the item that they want to purchase in a virtual cart.

People instinctively want to fill a cart, so they are likely to add extra items or services. Next, the customer can customize each aspect of their order, such as choosing the duration of a service or selecting the size of a particular product.

When the patron enters their billing and shipping information, they will have the choice to save it on the company’s website, and numerous studies have shown that customers who store their information on a site are 25 percent more likely to return and to make another purchase than those who do not save their information.

Mobile Devices

A payment gateway will allow a business to accept orders from people who are using mobile devices of all types, and when a customer makes a purchase by using their smartphone, the business owner can see the geographical area from which the order was placed and the brand of the phone.

Payment Terminals

If a company frequently accepts payments at job sites, fundraisers or conferences, the merchant services provider can give the business several payment terminals that can be used at any location.

Connected by a satellite, these lightweight terminals can instantly indicate whether or not a credit card or a debit card has been approved, and they can print detailed receipts and keep a comprehensive record of each transaction that was completed during a certain period of time.

The Flow Of Money

Once an order has been placed, the patron’s funds will immediately be transferred to the company’s merchant account; however, the cash from each transaction will be pending for two or three business days before it is accessible.

The Merchant Account

By using a merchant account, a business owner can easily track their orders by typing in the order number, the name of the customer, the item that was purchased or the date on which the order was placed.

In addition, a business owner can link a credit card with their merchant account in order to withdraw funds for free at all ATMs that in the same network as the merchant services provider.

Leave a Reply



It took me a while to decide who I wanted to settle with to handle all of my credit card transactions because every company wants to make it sound like they're offering you the best rates. was able compare and beat all of the other offers I received. They were also able to provide me the fairest price on my EMV-compliant terminal. My sales representative and the support team were there to assist every step of the way. Ultimately, I'm looking forward to a long term relationship with this company.

Roland Tran from the Hong Kong Kitchen

It is a pleasure dealing with these folks. Their pricing is fair, their statements are understandable and their employees are knowledgeable and friendly.

John MacMillian from the Great Lakes Baking Company

The service was very professional, my sales person (Steven B.) was very well versed in the product and most helpful in getting our company set up to accept credit cards via my cell phone. Their rates are some of the lowest on the market and their service is unparalleled. I will recommend them to anyone requiring a credit card processing service.

Michael Harper from Deluxe Auto Body

Jonathan C. is wonderful to work with. He is very helpful, accommodating and resolves any issue quickly. It is hard these days to find someone who gives great customer service, but I can say, Jonathan is the best! I would not hesitate to recommend him to any business owner and to assist you in helping to grow your business.

Linda Garner from Regali Da Forno

I called indecisive about getting a device, but speaking to your Sales Consultant completely settled me. He was very professional, knowledgeable and patiently walked me through the process. He always responded to my voicemails and answered all my questions. After I received my merchandise, he called following up to ensure that I had received it. Customer service I would say is 5 stars. Stellar! Thanks Credit Card Processing, I will definitely recommend you.

Sarah Morgan from Vision International Ministries
Call Us Today! (866) 837-0751

© 2016 All rights reserved. Privacy Policy
CREDITCARDPROCESSING.COM, LLC is a registered ISO of Wells Fargo Bank, N.A. Walnut Creek, CA

*Further terms and conditions may apply. Promotion contingent upon's receipt of written competing offer(s).

**Certain restrictions may apply.

Promotional offers brought to you by

Call (866) 837-0751 for details.