All About Minority Owned Businesses

A minority owned business is a business owned by anyone who is a minority. In other words, a Chinese restaurant owned by Americans of Asian descent or a tire factory owned by hispanic individuals would be considered a minority owned company.

They Are Mostly Small Businesses

Companies owned by minorities tend to be small businesses that are established to fill a niche in the community. For many of these companies, acquiring merchant accounts and credit card processing abilities can help them expand their customer base and secure more sales.

They May Produce Or Sell Ethnic Goods

Minority owned companies tend to make or sell goods that you may see in their home country. For example, you may find an Afghan or Russian restaurant or market owned by someone from one of those countries. It is also common to see people from Puerto Rico or other island nations selling herbs, spices and fruit that may not be readily available in western countries.

Minority Owned Businesses Can Apply For Extra Funding

If you own a business that is run and staffed by minorities, your company may be able to apply for special loans through the SBA. These loans can provide you with the funds needed to buy a factory, open a second store or increase your advertising budget.

As your company gets more customers, it will need a better and faster way to serve them. This is where merchant accounts and credit card processing can play a key role in helping your customers get what they need. Additionally, you can use your merchant account as collateral for loans in the future.

Minority owned businesses provide many valuable goods and services to local and regional economies. Without them, there would be hundreds of thousands of people unemployed as well as large swaths of people unable to buy the products and services that they need. Therefore, it is important to support and encourage the growth of minority owned companies wherever they may be.



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