Using Merchant Services To Grow Your Small Business

In today’s economy, opening a small business can be a risky proposition. With so many competitors both in a business’ general area and online, it is important that a small business takes every step possible to grow profitable. For this reason, many small businesses utilize merchant services, which offer businesses a number of competitive advantages.

One way that merchant services help small businesses is that these services provide potential customers with a variety of payment options to choose from. Consumers want the option to pay with cash, checks, debit cards and credit cards. If a business does not accept a certain form of payment, it makes it difficult for that business to establish legitimacy in the eyes of consumers. With a merchant account, not only can a small business accept these forms of payment at the register, but they can also accept mail and phone based credit card orders. By increasing the number of payment possibilities, a business increases its sales prospects.

Oftentimes, small businesses are hesitant to take checks, as each check takes time to verify and deposit. But some consumers prefer to pay with checks, and will take their business elsewhere if their checks are not accepted. This is where merchant services come in. With merchant services, checks are converted into electronic documents, a process that reduces check deposit time and simplifies both transaction records and the check verification process.

Perhaps the greatest advantage that merchant services provide small businesses is the ability to maintain an online presence. With an online store presence, a business can serve customers in a far wider geographic region. Instead of being limited to a brick-and-mortar store’s immediate area, an online storefront makes it possible to sell items to consumers all over the world. It also makes it possible to offer a wider selection of products than those that would be found in a single physical store.

With an online merchant account, a business can immediately process credit card and debit card transactions, and will be protected from invalid payments. The business will be able to accept payments from all major card providers, and website generated sales require no salespeople.

Online merchant accounts also protect consumers, as they allow critical customer information to be stored in a data center, which offers far more security than a single computer. With the prevalence of identity theft and fraud in today’s society, it is important to let customers know that they can trust a business with their important credit or debit card data.

By utilizing merchant services, a small business will substantially improve its chances of attaining financial success. Any small business owner not utilizing these services is giving up potential sales.



It took me a while to decide who I wanted to settle with to handle all of my credit card transactions because every company wants to make it sound like they're offering you the best rates. was able compare and beat all of the other offers I received. They were also able to provide me the fairest price on my EMV-compliant terminal. My sales representative and the support team were there to assist every step of the way. Ultimately, I'm looking forward to a long term relationship with this company.

Roland Tran from the Hong Kong Kitchen

It is a pleasure dealing with these folks. Their pricing is fair, their statements are understandable and their employees are knowledgeable and friendly.

John MacMillian from the Great Lakes Baking Company

The service was very professional, my sales person (Steven B.) was very well versed in the product and most helpful in getting our company set up to accept credit cards via my cell phone. Their rates are some of the lowest on the market and their service is unparalleled. I will recommend them to anyone requiring a credit card processing service.

Michael Harper from Deluxe Auto Body

Jonathan C. is wonderful to work with. He is very helpful, accommodating and resolves any issue quickly. It is hard these days to find someone who gives great customer service, but I can say, Jonathan is the best! I would not hesitate to recommend him to any business owner and to assist you in helping to grow your business.

Linda Garner from Regali Da Forno

I called indecisive about getting a device, but speaking to your Sales Consultant completely settled me. He was very professional, knowledgeable and patiently walked me through the process. He always responded to my voicemails and answered all my questions. After I received my merchandise, he called following up to ensure that I had received it. Customer service I would say is 5 stars. Stellar! Thanks Credit Card Processing, I will definitely recommend you.

Sarah Morgan from Vision International Ministries
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